In a fast-paced world where cards are swiped, PINs are entered and new payment options are literally at our fingertips, we have to hand it to cash. The demand for U.S. currency shows no sign of fading, and it underscores the need for businesses to keep cash secure and efficiently managed.

Even as digital technologies change the payment landscape, cash volume is projected to grow 1.7% per year over the next 10 years, according to the Federal Reserve. Bills, coins and checks still account for about half of all payment transactions, and cash’s volume in circulation has more than doubled (from 13.5 billion to 31.3 billion) in the past 20 years:

Every day, cash is the lifeblood of retail operations, many of which aim to establish reliable, customizable cash management solutions. And cash logistics can be a noncore-function headache for financial institutions, many of which outsource those activities to a firm that understands how to drive down operating costs, attract new commercial customers and generate greater profitability.

So while it might seem like cash is on the way out, those tens and twenties keep rolling in. Here are six reasons why:

1. It’s universal. Cash is accepted everywhere, from big chains to mom-and-pop shops.

2. It’s fast. Credit cards and debit card transactions take more time, in most cases, than having the appropriate amount of cash in hand.

3. It’s influential. The immediacy of cash lends itself to negotiating power. Even larger stores prefer cash to avoid fees that are part of most merchant credit card agreements.

4. It’s anonymous. People like privacy, and cash affords them that luxury.

5. It’s simple. There’s no hidden-fee structure. Just a single, simple transaction.

6. It’s direct. It’s tactile and works in “real time.”

It will soon be time for the next Federal Reserve Payments Study to be published (later this year), and the report will shine a light on payment trends over the last three years, as well as offer predictions for the future.

Meanwhile, we’re also tracking mobile payment technology developments and gauging the public’s perceptions of smart phone use. Currently, the main barriers for widespread adoption of smart phone payments are lack of industry standards, reliability and security concerns. (Only about 3 percent of smart phones have the Near Field Communications technology that enables mobile payments to occur.) Realistically, smart phone payments probably won’t take hold in the U.S. until about 2020.

In 2013, cash is still king. But that doesn’t mean your realm isn’t unique. Each company’s cash management processes and requirements are different, including points of cash intake, estimated daily cash flow and time spent managing cash. Some companies need comprehensive security and loss-prevention measures; others simply want better control of money and employee accountability.

That’s why Dunbar listens to challenges before consulting on answers. We’d like to learn more about you. Let’s start a conversation that leads to the right kind of action. Call us today at 1.800.888.2129.

Do you know where this Dunbar Armored Truck Picture was taken?

Hint: Once called the “Beehive of Industry,” it is the largest city in its state and the third largest city in the New England region.

Family-owned since 1923, Dunbar is the largest independent armored car company in the nation dedicated to safeguarding your valuables

Our armored cash in-transit service is the core of our business – easily identifiable by red and black armored trucks like the one above.  Everyday thousands of businesses entrust Dunbar for the safeguarding of valuables earning us the reputation of The Most Trusted Name in Security, and for good reason.

If you would like to learn more about Dunbar, please contact us by calling 1.800.888.2129 or visit our website today!

“Securely Managing Your Cash and Valuables”

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Kenilworth Crew Chief Fadi Sbat and Driver Guard Daniel Mendez.

Coordination of the event took less than 48 hours due to a solid team effort. Big thanks go out to Tom Fisher (VP of Security), who supervised all security arrangements; John Schneller, who made three Dunbar team members available for the delivery: Crew Chief Fadi Sbat and Driver Guards Daniel Mendez and Mohammed Diabate.

Greg Polites (SVP Cash Vault Operations – Eastern US), Terri Bouthet (Director of Loss Prevention) and Richard Martin (VP Northeast Cash Vault Services) prepared the $1 million briefcase prop, along with Regional Security Director Peter Ellsworth, who also served as on-site security supervisor at the event. Sean Gibbons (VP of Corporate Communications) worked and coordinated agreements between GMA producers and Dunbar.

If you would like to learn more about Dunbar, please contact us by calling 1.800.888.2129 or visit our website today!

“Securely Managing Your Cash and Valuables”

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Now, with the crazy holiday season behind us and business slowing down and returning to normal, it is time to start thinking about your business in 2013. This is the perfect time to be proactive and invest in security products to ensure the safety of your business. Dunbar can help with a wide variety of security products and services including:

• Dunbar Valu-Trak®: Dunbar Valu-Trak® provides you with the tools for on-demand access to important business information relating to your entire cash logistics process.
• Armored Transportation: Our armored cash in-transit service is the core of our business – easily identifiable by our signature red and black armored trucks.
• Cash Manager Safes: Electronic currency validating “smart safes” with Dunbar. Cash-Aware®.
• EZChange: You place the order. Dunbar prepares and delivers your change order direct to your store.  Payment is made at the time of delivery in an even exchange of funds, cash for cash.  It’s that simple.
• And don’t forget about Dunbar Security Products, Dunbar Security Systems, and Dunbar Digital Armor!

Everyday thousands of businesses entrust Dunbar for the safeguarding of valuables earning us the reputation of The Most Trusted Name in Security.

If you would like to learn more about Dunbar’s Security Services, contact Dunbar by calling 1.800.888.2129 or visit our website today!

Dunbar’s comprehensive cash control solutions drive efficiencies and savings that generate a positive impact on your bottom line. We deliver the best in cash management solutions by listening to your needs and designing a solution that fits.

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Over the last few weeks, we have been highlighting several community service initiatives headed by Dunbar employees who have found the holiday spirit. From Dunbar Headquarters actively participated in the filling of stockings for The Salvation Army to Becky Gerber helping collect donations for Defenders, a local animal shelter on Old York rd. in Phoenix, Maryland, Dunbar employees are finding unique ways to give back.

This week, we at Dunbar just wanted to take the time to wish you and your loved ones a very safe and Happy Holidays! As a family owned and operated organization, we understand the importance of family. And we would like to thank you for becoming a part of ours. Without you all, Dunbar would not have grown into one of the largest independently owned armored car companies in the nation!

So once again, Happy Holidays!

If you would like to learn more about Dunbar, please contact us by calling 1.800.888.2129 or visit our website today! You can also follow Dunbar on Facebook, Twitter, LinkedIn, and Google+.

In today’s fast paced world, we often lose sight of the real meaning of the Holidays. Well, at least one Dunbar employee, Becky Gerber, has found the Holiday Spirit. She is helping collect donations for Defenders, a local animal shelter on Old York rd. in Phoenix, Maryland.

Becky is collecting old blankets, cleaning supplies, bleach, sheets, pet toys, pet food and monetary donations.

“I like to support this Shelter in particular because they do not euthanize these pets unless they test positive for a highly communicable disease,” explained Becky.

About Defenders Animal Shelter

Defenders was the first animal shelter in Maryland to do away with euthanizing animals. At Defenders, animals are kept for as long as it takes to find them a home, even if it takes years. Defenders mission is to “alleviate suffering of abused, unwanted, and neglected animals.” And since its founding over 35 years ago, Defenders has adopted out over 25,969 animals!

Great job Becky!

And Happy Holidays from everyone here at Dunbar!

If you would like to learn more about Dunbar Community Service, please contact us by calling 1.800.888.2129 or visit our website today! You can also follow Dunbar on Facebook, Twitter, LinkedIn, and Google+.

Salvation Army Stocking Stuffer Program

The Stocking Stuffer Program is one of the Salvation Army’s most popular holiday programs. The Salvation Army provides 24 inch mesh stockings to churches, clubs and organizations, like Dunbar. Then employees stuff these stockings full of various items, including toiletries, books, toy cars, costume jewelry, crayons, and other age and gender appropriate gifts. The Salvation Army then picks up these stockings and distributes them to needy children and senior citizens in the area.

This year in the spirit of the season, HQ employees yet again went above and beyond to fill several holiday stockings.

Dunbar’s Debbie Wisner helps prepare the stockings for pick-up

As we come to the end of 2012, we want to thank everyone that contributed to our successful, annual donation. Dunbar would also like to give a very big ‘Thank You’ to Debbie Wisner for once again heading up this wonderful effort.

Happy Holidays from everyone here at Dunbar!

If you would like to learn more about Dunbar Community Service, please contact us by calling 1.800.888.2129 or visit our website today! You can also follow Dunbar on Facebook, Twitter, LinkedIn, and Google+.

In continuing with our efforts to enhance service and improve overall customer experience, we are pleased to announce the December 2012 opening of a new, full-service armored branch in Seaford, Delaware. This new location will be managed as part of our Philadelphia Metro region.

Dunbar will continue to provide the solid level of support our customers are accustomed to, with consistent policies in place to ensure everyone receives the same secure, reliable service at our new location.

The new Seaford branch is expected to greatly improve Dunbar’s operational efficiency in serving customers on the Maryland Eastern Shore and southern Delmarva Peninsula.

We would also like to remind everyone to always verify the AVS identification badge that each of our guards wear. Never release deposits to a guard without their AVS badge. No tag, no bag!

Please feel free to contact us with any questions in regards to the new location and/or service inquiries.

If you would like to learn more about Dunbar, please contact us by calling 1.800.888.2129 or visit our website today!

“Securely Managing Your Cash and Valuables”

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We at Dunbar would just like to take the time to wish you and your family a very happy and safe Thanksgiving! As a family owned and operated organization, we understand the importance of family. And we would like to thank you for becoming a part of ours. Without you all, Dunbar would not have grown into one of the largest independently owned armored car companies in the nation!

So once again, Happy Thanksgiving!

If you would like to learn more about Dunbar, please contact us by calling 1.800.888.2129 or visit our website today!

“Securely Managing Your Cash and Valuables”

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Digital Armor, Dunbar’s Newest Division, receives some Press

Last week, Dunbar’s newest division, Dunbar Digital Armor, was featured in the Baltimore Sun. The article spotlights our new chief operating officer of the new digital company, Chris Ensey, and a little insight as to what exactly our new division will offer starting January 2013.

With the drastic spike in cyber threats, Dunbar Digital Armor aims to provide small and mid-size institutions with protection from cybercrime by acquiring top-of-the-line cyber security software products and combining them into a single, easy-to-use package for our customers.

1. The Banking Industry: Not only are banks facing an increase in fraud and theft, but they are also paying more each year to respond and repair these attacks. There is a growing need for smaller banking institutions to invest in cyber security as internet hackers are beginning to stray from the larger banks and target the smaller ones.

2. The Retail Industry: With more and more retailers doing business online, the need for increased cybersecurity is crucial for the protection of the customers’ vital purchasing account data.

3. Government: Government agencies, perhaps more than anyone else, need to protect their confidential information.

Dunbar Digital Armor provides the above industries and more with the best, most cost-effective cybersecurity solution around!

If you would like to learn more about Dunbar Digital Armor, please contact us by calling 1.800.888.2129 or visit our website today!

“Securely Managing Your Cash and Valuables”

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